:root{--color-cyan: oklch(66.33% .1267 225.9);--color-cyan-hover: oklch(60.23% .1151 225.9);--color-cyan-deep: oklch(58.64% .1161 229.39);--color-cyan-soft: oklch(66.33% .1267 225.9 / .1);--color-cyan-cta: oklch(55% .1267 225.9);--color-cyan-cta-hover: oklch(50% .1267 225.9);--color-cyan-text: oklch(49% .1267 225.9);--color-ice: oklch(86.71% .1015 217.21);--color-teal: oklch(77.47% .1507 171.66);--color-navy: oklch(20.77% .0398 265.75);--color-navy-mid: oklch(34.62% .0736 256.04);--color-navy-deep: oklch(16.55% .0254 236.85);--color-ink: oklch(15.13% .0093 239.78);--color-slate: oklch(44.54% .043 257.42);--color-muted: oklch(45% .01 250);--color-paper: oklch(98.42% .0034 247.86);--color-paper-cool: oklch(97.89% .0029 264.54);--color-white: oklch(100% 0 0);--color-border: oklch(92% .002 250);--color-whatsapp: oklch(76.1% .2015 149.74);--font-sans: Inter, system-ui, sans-serif;--text-display: clamp(2.25rem, 5vw, 3.75rem);--text-headline: clamp(1.875rem, 3vw, 2.25rem);--text-title: 1.125rem;--text-body: 1.25rem;--text-label: .75rem;--radius-xs: 6px;--radius-sm: 8px;--radius-md: 12px;--radius-lg: 16px;--radius-xl: 20px;--radius-2xl: 28px;--radius-pill: 999px;--space-1: 4px;--space-2: 8px;--space-3: 12px;--space-4: 16px;--space-5: 24px;--space-6: 32px;--space-7: 48px;--space-8: 64px;--space-9: 96px;--shadow-sm: 0 1px 2px oklch(20.77% .0398 265.75 / .06);--shadow-md: 0 10px 15px -3px oklch(20.77% .0398 265.75 / .1), 0 4px 6px -4px oklch(20.77% .0398 265.75 / .1);--shadow-lg: 0 20px 40px -12px oklch(20.77% .0398 265.75 / .15);--glow-cyan: 0 0 40px oklch(66.33% .1267 225.9 / .4);--glow-whatsapp: 0 0 30px oklch(76.1% .2015 149.74 / .4);--container: 80rem;--header-h: 4rem;--ease-standard: cubic-bezier(.4, 0, .2, 1)}:root{--background: var(--color-paper);--foreground: var(--color-navy);--primary: var(--color-navy);--primary-foreground: var(--color-white);--accent: var(--color-cyan);--accent-foreground: var(--color-white);--muted-foreground: var(--color-muted);--card: var(--color-white);--border: var(--color-border);--ring: var(--color-cyan);--radius: .625rem}@font-face{font-family:Inter;font-style:normal;font-weight:400 800;font-display:swap;src:url(/fonts/inter-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px)}html,body{margin:0;padding:0;background:var(--color-paper);color:var(--color-navy);font-family:var(--font-sans);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;font-feature-settings:"cv11","ss01","calt"}body{min-height:100vh;overflow-x:clip}img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}button,input,select{font:inherit}h1,h2,h3,p{overflow-wrap:anywhere}:focus-visible{outline:3px solid oklch(66.33% .1267 225.9 / .5);outline-offset:3px}.icon{flex:none}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}.skip-link{position:absolute;left:12px;top:-48px;z-index:80;padding:8px 14px;border-radius:var(--radius-pill);background:var(--color-navy);color:var(--color-white)}.skip-link:focus{top:12px}.wrap{width:min(var(--container),100%);margin-inline:auto;padding-inline:20px}@media(min-width:768px){.wrap{padding-inline:40px}}@media(min-width:1200px){.wrap{padding-inline:48px}}.site-header{position:sticky;top:0;z-index:40;height:var(--header-h);display:flex;align-items:center;background:#f8fafcc7;backdrop-filter:blur(18px) saturate(1.4);-webkit-backdrop-filter:blur(18px) saturate(1.4);border-bottom:1px solid transparent;transition:border-color .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.site-header.is-scrolled{border-bottom-color:var(--color-border);box-shadow:0 8px 24px -16px #0f172a40}.header-row{display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{display:inline-flex;align-items:center}.brand img{height:34px;width:auto}.header-nav{display:none;align-items:center;gap:4px}@media(min-width:900px){.header-nav{display:flex}}.header-nav a{padding:8px 14px;border-radius:var(--radius-pill);font-size:14px;font-weight:500;color:var(--color-slate);transition:background-color .16s var(--ease-standard),color .16s var(--ease-standard)}.header-nav a:hover{color:var(--color-navy);background:var(--color-cyan-soft)}.header-actions{display:flex;align-items:center;gap:8px}.header-phone{display:none;align-items:center;gap:8px;padding:8px 12px;font-size:14px;font-weight:600;color:var(--color-navy)}@media(min-width:1100px){.header-phone{display:inline-flex}}.header-phone .icon{color:var(--color-cyan)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:14px 26px;border:0;border-radius:var(--radius-pill);font-size:17px;font-weight:700;line-height:1.2;letter-spacing:-.005em;cursor:pointer;white-space:nowrap;transition:background-color .18s var(--ease-standard),transform .18s var(--ease-standard),box-shadow .18s var(--ease-standard)}.btn .icon{transition:transform .18s var(--ease-standard)}.btn:hover .icon-arrow{transform:translate(3px)}.btn-cyan{background:var(--color-cyan-cta);color:var(--color-white);box-shadow:var(--shadow-md),inset 0 1px #ffffff2e}.btn-cyan:hover{background:var(--color-cyan-cta-hover);transform:translateY(-1px);box-shadow:0 14px 24px -8px #00a2ce73,inset 0 1px #ffffff2e}.btn-cyan:active{transform:translateY(0)}.btn-paper{background:var(--color-white);color:var(--color-navy);box-shadow:inset 0 0 0 1px var(--color-border),var(--shadow-sm)}.btn-paper:hover{background:var(--color-paper-cool);box-shadow:inset 0 0 0 1px #c9ced4,var(--shadow-sm)}.btn-navy{background:var(--color-navy);color:var(--color-white)}.btn-navy:hover{background:var(--color-navy-mid)}.btn-sm{min-height:40px;padding:8px 18px;font-size:14px}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:6px 12px 6px 10px;border-radius:var(--radius-pill);background:var(--color-cyan-soft);color:var(--color-cyan-text);font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;line-height:1.3;max-width:100%}.eyebrow:before{flex:none;content:"";width:6px;height:6px;border-radius:50%;background:var(--color-cyan);box-shadow:0 0 0 3px #00a2ce40}.eyebrow-plain:before{display:none}.eyebrow .icon{width:14px;height:14px}.hero{position:relative;padding:40px 0 72px;isolation:isolate}@media(min-width:1024px){.hero{padding:44px 0 96px}}.hero:before{content:"";position:absolute;inset:0;z-index:-2;background-image:linear-gradient(to right,oklch(20.77% .0398 265.75 / .045) 1px,transparent 1px),linear-gradient(to bottom,oklch(20.77% .0398 265.75 / .045) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 80% 70% at 50% 0%,#000 20%,transparent 100%);-webkit-mask-image:radial-gradient(ellipse 80% 70% at 50% 0%,#000 20%,transparent 100%)}.hero:after{content:"";position:absolute;z-index:-1;top:-10%;right:-10%;width:60vw;max-width:820px;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle,oklch(66.33% .1267 225.9 / .22) 0%,oklch(77.47% .1507 171.66 / .1) 35%,transparent 68%);filter:blur(20px);pointer-events:none}.hero-grid{display:grid;gap:48px;align-items:center}@media(min-width:1024px){.hero-grid{grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:64px}}.hero-copy .eyebrow{margin-bottom:22px}.hero h1{margin:0;font-size:clamp(2.75rem,6vw,4.25rem);font-weight:800;line-height:.98;letter-spacing:-.035em;text-wrap:balance}.hero h1 em{font-style:normal;color:var(--color-cyan)}.hero h1 small{display:block;margin-top:10px;font-size:.42em;font-weight:600;letter-spacing:-.02em;color:var(--color-slate);line-height:1.2}.hero-lead{margin:24px 0 0;max-width:34rem;font-size:clamp(1.125rem,1.4vw,1.25rem);line-height:1.5;color:var(--color-muted);text-wrap:pretty}.hero-lead strong{color:var(--color-navy);font-weight:600}.hero-actions{display:flex;flex-direction:column;align-items:stretch;gap:12px;margin-top:32px}.hero-actions .btn{width:100%}.hero-proof{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:36px;padding-top:24px;border-top:1px solid var(--color-border)}.hero-proof-more{display:none}@media(min-width:640px){.hero-proof-more{display:inline}}.hero-proof-label{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-slate)}.hero-proof-logos{display:flex;flex-wrap:wrap;align-items:center;gap:18px 24px}.hero-proof-logos img{height:28px;width:84px;object-fit:contain;filter:grayscale(1) contrast(.9);opacity:.7;transition:filter .2s var(--ease-standard),opacity .2s var(--ease-standard)}.hero-proof-logos img:hover{filter:none;opacity:1}.hero-stage{position:relative}.hero-photo{position:relative;margin:0;border-radius:var(--radius-2xl);overflow:hidden;background:var(--color-navy);box-shadow:0 30px 60px -24px #0f172a59,0 0 0 1px #0f172a0f}.hero-photo img{width:100%;aspect-ratio:16 / 9;object-fit:cover;object-position:center 42%}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(to top,oklch(20.77% .0398 265.75 / .55) 0%,oklch(20.77% .0398 265.75 / .05) 45%,transparent 70%);pointer-events:none}.hero-badge{position:absolute;z-index:2;display:inline-flex;align-items:center;gap:10px;padding:10px 16px 10px 10px;border-radius:var(--radius-pill);background:#ffffffeb;backdrop-filter:blur(10px);color:var(--color-navy);font-size:13px;font-weight:600;box-shadow:var(--shadow-lg);white-space:nowrap}.hero-badge .icon-wrap{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--color-cyan);color:var(--color-white)}.hero-badge .icon-wrap .icon{width:16px;height:16px}.hero-badge-1{top:20px;left:20px}.hero-badge-2{top:20px;right:20px}.hero-badge-2 .icon-wrap{background:var(--color-navy)}@media(max-width:639px){.hero-badge{font-size:12px;padding:6px 12px 6px 6px}.hero-badge .icon-wrap{width:26px;height:26px}.hero-badge-1{top:14px;left:14px}.hero-badge-2{top:58px;right:auto;left:14px}}.hero-stage .quote-card{position:relative;z-index:3;margin:-72px 16px 0}@media(min-width:640px){.hero-stage .quote-card{margin:-88px 28px 0}}.quote-card{background:var(--color-white);border-radius:24px;padding:24px;box-shadow:0 24px 48px -16px #0f172a38,0 0 0 1px #0f172a0f}@media(min-width:640px){.quote-card{padding:28px}}.quote-head{display:flex;align-items:flex-start;gap:14px;margin-bottom:18px}.quote-head .icon-wrap{display:grid;place-items:center;flex:none;width:44px;height:44px;border-radius:14px;background:var(--color-cyan-soft);color:var(--color-cyan-deep)}.quote-card .quote-title{margin:0;font-size:1.25rem;font-weight:800;letter-spacing:-.02em;line-height:1.2}.quote-card .quote-sub{margin:4px 0 0;color:var(--color-muted);font-size:14px;line-height:1.45}.quote-fields{display:grid;gap:12px}@media(min-width:560px){.quote-fields{grid-template-columns:.75fr 1fr 1.15fr}}.field{display:flex;flex-direction:column;gap:6px}.field span{font-size:12px;font-weight:700;letter-spacing:.02em;color:var(--color-slate)}.field-control{position:relative}.field-control .icon{position:absolute;left:14px;top:50%;transform:translateY(-50%);width:18px;height:18px;color:var(--color-slate);pointer-events:none}.field input,.field select{width:100%;min-height:50px;padding:12px 14px 12px 42px;border:1px solid var(--color-border);border-radius:16px;background:var(--color-paper);color:var(--color-navy);font-size:16px;font-weight:500;appearance:none;-webkit-appearance:none;transition:border-color .16s var(--ease-standard),box-shadow .16s var(--ease-standard),background-color .16s var(--ease-standard)}.field select{padding-right:36px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}.field input::placeholder{color:#8b9095;font-weight:400}.field input:hover,.field select:hover{border-color:#c9ced4}.field input:focus,.field select:focus{outline:none;background:var(--color-white);border-color:var(--color-cyan);box-shadow:0 0 0 4px #00a2ce2e}.quote-card .btn{width:100%;margin-top:14px}.quote-foot{display:flex;align-items:center;justify-content:center;gap:8px;margin:14px 0 0;font-size:12.5px;color:var(--color-slate);text-align:center}.quote-foot .icon{width:14px;height:14px;color:var(--color-cyan)}.marquee{position:relative;padding:28px 0;border-block:1px solid var(--color-border);background:var(--color-white)}.marquee-label{margin:0 0 18px;text-align:center;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--color-slate)}.marquee-viewport{overflow:hidden;mask-image:linear-gradient(to right,transparent,#000 12%,#000 88%,transparent);-webkit-mask-image:linear-gradient(to right,transparent,#000 12%,#000 88%,transparent)}.marquee-track{display:flex;align-items:center;gap:72px;width:max-content;padding-right:72px;animation:marquee 36s linear infinite}.marquee-viewport:hover .marquee-track{animation-play-state:paused}.marquee img{height:40px;width:124px;object-fit:contain;filter:grayscale(1);opacity:.55;transition:filter .22s var(--ease-standard),opacity .22s var(--ease-standard)}.marquee img:hover{filter:none;opacity:1}@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}.section{padding:72px 0}@media(min-width:768px){.section{padding:104px 0}}.section-head{max-width:46rem;margin-bottom:40px}@media(min-width:768px){.section-head{margin-bottom:52px}}.section-head.center{margin-inline:auto;text-align:center}.section-head .eyebrow{margin-bottom:18px}.section h2{margin:0;font-size:clamp(1.9rem,3.4vw,2.6rem);font-weight:800;line-height:1.08;letter-spacing:-.03em;text-wrap:balance}.section .lead{margin:18px 0 0;font-size:clamp(1.05rem,1.3vw,1.2rem);line-height:1.55;color:var(--color-muted);text-wrap:pretty}.paper-cool{background:var(--color-paper-cool);border-block:1px solid var(--color-border)}.section+.section.paper-cool,.paper-cool+.section{border-top:0}.brief{display:grid;gap:0;background:var(--color-white);border:1px solid var(--color-border);border-radius:24px;overflow:hidden;box-shadow:var(--shadow-sm)}.brief-row{display:grid;gap:8px 32px;padding:22px 24px;border-bottom:1px solid var(--color-border)}@media(min-width:700px){.brief-row{grid-template-columns:200px 1fr;padding:26px 32px}}.brief-row:last-child{border-bottom:0}.brief-row:hover{background:var(--color-paper)}.brief-term{display:flex;align-items:center;gap:10px;font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--color-cyan-text)}.brief-term .icon{width:18px;height:18px}.brief-def{margin:0;font-size:17px;line-height:1.5;color:var(--color-navy)}.brief-def strong{font-weight:700}.min-grid{display:grid;gap:16px}@media(min-width:640px){.min-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1100px){.min-grid{grid-template-columns:repeat(4,1fr);gap:20px}}.min-card{position:relative;display:flex;flex-direction:column;gap:16px;padding:26px;background:var(--color-white);border:1px solid var(--color-border);border-radius:22px;transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.min-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}.min-logo{height:44px;display:flex;align-items:center}.min-logo img{height:34px;width:132px;object-fit:contain;object-position:left center}.min-number{font-size:3rem;font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--color-navy)}.min-number small{display:block;margin-top:6px;font-size:14px;font-weight:600;letter-spacing:0;color:var(--color-slate)}.min-card p{margin:0;font-size:15px;line-height:1.5;color:var(--color-muted);flex:1}.tag{display:inline-flex;align-items:center;gap:6px;align-self:flex-start;padding:5px 10px;border-radius:var(--radius-pill);font-size:12px;font-weight:600;background:var(--color-paper-cool);color:var(--color-slate);border:1px solid var(--color-border)}.tag .icon{width:13px;height:13px}a.tag:hover{text-decoration:underline}.tag-official{background:var(--color-cyan-soft);color:var(--color-cyan-text);border-color:transparent}.note{display:flex;gap:10px;align-items:flex-start;margin:24px 0 0;padding:14px 16px;border-radius:14px;background:var(--color-white);border:1px dashed oklch(85% .01 250);font-size:14px;line-height:1.5;color:var(--color-slate)}.note .icon{width:18px;height:18px;margin-top:2px;color:var(--color-cyan)}.steps{position:relative;display:grid;gap:16px;counter-reset:step}@media(min-width:820px){.steps{grid-template-columns:repeat(3,1fr);gap:24px}.steps:before{content:"";position:absolute;top:52px;left:12%;right:12%;height:1px;background:repeating-linear-gradient(to right,var(--color-cyan) 0 6px,transparent 6px 14px);opacity:.5}}.step{position:relative;padding:28px;background:var(--color-white);border:1px solid var(--color-border);border-radius:22px;transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.step:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}.step-num{display:grid;place-items:center;width:48px;height:48px;margin-bottom:20px;border-radius:50%;background:var(--color-navy);color:var(--color-white);font-size:15px;font-weight:800;box-shadow:0 0 0 6px var(--color-white)}.step:nth-child(2) .step-num{background:var(--color-cyan-cta)}.step:nth-child(3) .step-num{background:var(--color-cyan-cta-hover)}.step h3,.step .step-title{margin:0 0 8px;font-size:1.2rem;font-weight:700;letter-spacing:-.015em;color:inherit}.step p{margin:0;color:var(--color-muted);font-size:15.5px;line-height:1.5}.split{display:grid;gap:40px;align-items:center}@media(min-width:960px){.split{grid-template-columns:1fr 1fr;gap:72px}.split-reverse>.media{order:-1}}.split .section-head{margin-bottom:28px}.media{position:relative;margin:0;border-radius:var(--radius-2xl);overflow:hidden;background:var(--color-navy);box-shadow:0 30px 60px -24px #0f172a59,0 0 0 1px #0f172a0f}.media img{width:100%;aspect-ratio:4 / 3;object-fit:cover}.media-tag{position:absolute;left:20px;bottom:20px;display:inline-flex;align-items:center;gap:12px;padding:12px 18px 12px 12px;border-radius:18px;background:#fffffff0;backdrop-filter:blur(10px);box-shadow:var(--shadow-lg);color:var(--color-navy)}.media-tag .icon-wrap{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--color-cyan-soft);color:var(--color-cyan-deep)}.media-tag b{display:block;font-size:15px;font-weight:800;letter-spacing:-.01em;line-height:1.2}.media-tag span{display:block;font-size:12.5px;color:var(--color-slate)}.check-list{margin:0;padding:0;list-style:none;display:grid;gap:14px}.check-list li{display:flex;gap:12px;align-items:flex-start;font-size:16.5px;line-height:1.5;color:var(--color-navy)}.check-list li .icon-wrap{display:grid;place-items:center;flex:none;width:26px;height:26px;margin-top:1px;border-radius:50%;background:var(--color-cyan-soft);color:var(--color-cyan-deep)}.check-list li .icon-wrap .icon{width:15px;height:15px}.check-list.is-negative li .icon-wrap{background:#0f172a12;color:var(--color-navy)}.verdict-grid{display:grid;gap:16px}@media(min-width:820px){.verdict-grid{grid-template-columns:repeat(3,1fr);gap:20px}}.verdict{display:flex;flex-direction:column;gap:14px;padding:26px;border-radius:22px;background:var(--color-white);border:1px solid var(--color-border);transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.verdict:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}.verdict .icon-wrap{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:var(--color-cyan-soft);color:var(--color-cyan-deep)}.verdict b{font-size:1.05rem;font-weight:700;letter-spacing:-.01em}.verdict p{margin:0;font-size:15.5px;line-height:1.5;color:var(--color-muted)}.cover-grid,.factor-grid{display:grid;gap:16px}@media(min-width:640px){.cover-grid,.factor-grid{grid-template-columns:repeat(2,1fr);gap:20px}}@media(min-width:1100px){.cover-grid{grid-template-columns:repeat(3,1fr)}}.cover,.factor{position:relative;padding:26px;background:var(--color-white);border:1px solid var(--color-border);border-radius:22px;transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.cover:hover,.factor:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}.card-icon{display:grid;place-items:center;width:48px;height:48px;margin-bottom:18px;border-radius:14px;background:var(--color-cyan-soft);color:var(--color-cyan-deep);transition:background-color .2s var(--ease-standard),color .2s var(--ease-standard)}.cover:hover .card-icon,.factor:hover .card-icon{background:var(--color-cyan-cta);color:var(--color-white)}.cover h3,.factor h3,.cover .cover-title,.factor .factor-title{margin:0 0 8px;font-size:1.15rem;font-weight:700;letter-spacing:-.015em;color:inherit}.cover p,.factor p{margin:0;color:var(--color-muted);font-size:15.5px;line-height:1.5}.factor-link{display:inline-flex;align-items:center;gap:6px;margin-top:12px;color:var(--color-cyan-text);font-size:14px;font-weight:600}.factor-link:hover .icon-arrow{transform:translate(4px)}.factor{padding:22px}.factor .card-icon{width:42px;height:42px;margin-bottom:14px}.exclusions{margin-top:56px;padding:32px;border-radius:24px;background:var(--color-white);border:1px solid var(--color-border)}@media(min-width:900px){.exclusions{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;padding:40px}}.exclusions h3{margin:0 0 8px;font-size:1.5rem;font-weight:800;letter-spacing:-.025em}.exclusions .lead-sm{margin:0 0 24px;font-size:15.5px;line-height:1.5;color:var(--color-muted)}@media(min-width:900px){.exclusions .lead-sm{margin-bottom:0}}.table-scroll{overflow-x:auto;border-radius:24px;border:1px solid var(--color-border);background:var(--color-white);box-shadow:var(--shadow-sm)}.data-table{width:100%;min-width:560px;border-collapse:collapse;background:var(--color-white)}.data-table th,.data-table td{text-align:left;padding:18px 24px;vertical-align:middle;border-bottom:1px solid var(--color-border)}.data-table tr:last-child td{border-bottom:0}.data-table th{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-slate);background:var(--color-paper)}.data-table td{font-size:16px;line-height:1.5;color:var(--color-slate)}.data-table tbody tr:hover td{background:var(--color-paper)}.insurer-cell{display:flex;align-items:center;gap:12px;color:var(--color-navy);font-weight:700;white-space:nowrap}.insurer-cell img{height:26px;width:88px;object-fit:contain;object-position:left center}.insurer-cell .fallback{display:grid;place-items:center;width:32px;height:32px;border-radius:10px;background:var(--color-cyan-soft);color:var(--color-cyan-deep);font-size:13px;font-weight:800}.about{display:grid;gap:40px;align-items:center}@media(min-width:960px){.about{grid-template-columns:.85fr 1.15fr;gap:72px}}.about-photo{position:relative;margin:0;border-radius:var(--radius-2xl);overflow:hidden;box-shadow:0 30px 60px -24px #0f172a59,0 0 0 1px #0f172a0f}.about-photo img{width:100%;aspect-ratio:4 / 3.4;object-fit:cover;object-position:55% 40%}.about-photo figcaption{position:absolute;left:20px;right:20px;bottom:20px;padding:14px 18px;border-radius:18px;background:#fffffff0;backdrop-filter:blur(10px);box-shadow:var(--shadow-lg)}.about-photo figcaption b{display:block;font-size:15px;font-weight:800;letter-spacing:-.01em}.about-photo figcaption span{display:block;font-size:13px;color:var(--color-slate)}.about-body .section-head{margin-bottom:24px}.about-body .quote{margin:0 0 24px;padding-left:20px;border-left:3px solid var(--color-cyan);font-size:1.15rem;line-height:1.55;color:var(--color-navy);font-weight:500}.about-facts{display:grid;gap:12px;margin:0 0 28px;padding:0;list-style:none}@media(min-width:560px){.about-facts{grid-template-columns:1fr 1fr}}.about-facts li{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:16px;background:var(--color-white);border:1px solid var(--color-border);font-size:14.5px;line-height:1.45;color:var(--color-slate)}.about-facts li b{display:block;color:var(--color-navy);font-weight:700}.about-facts li .icon{flex:none;margin-top:2px;color:var(--color-cyan)}.faq-list{display:grid;gap:12px}@media(min-width:960px){.faq-list{grid-template-columns:1fr 1fr;gap:16px;align-items:start}}.faq-list details{background:var(--color-white);border:1px solid var(--color-border);border-radius:18px;padding:0 22px;transition:box-shadow .2s var(--ease-standard),border-color .2s var(--ease-standard)}.faq-list details[open]{border-color:#00a2ce66;box-shadow:var(--shadow-md)}.faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:16px;cursor:pointer;list-style:none;padding:18px 0;font-weight:700;font-size:16.5px;letter-spacing:-.01em;line-height:1.35}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary .icon{flex:none;width:28px;height:28px;padding:5px;border-radius:50%;background:var(--color-cyan-soft);color:var(--color-cyan-deep);transition:transform .22s var(--ease-standard),background-color .22s var(--ease-standard),color .22s var(--ease-standard)}.faq-list details[open] summary .icon{transform:rotate(180deg);background:var(--color-cyan-cta);color:var(--color-white)}.faq-list details p{margin:0 0 20px;color:var(--color-muted);font-size:15.5px;line-height:1.55}.close{padding:32px 0 104px}.close-box{position:relative;overflow:hidden;isolation:isolate;background:var(--color-navy);color:var(--color-white);border-radius:32px;padding:56px 24px;text-align:center}@media(min-width:768px){.close-box{padding:88px 64px}}.close-box:before{content:"";position:absolute;inset:0;z-index:-1;background-image:linear-gradient(to right,oklch(100% 0 0 / .05) 1px,transparent 1px),linear-gradient(to bottom,oklch(100% 0 0 / .05) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 70% 80% at 50% 100%,#000,transparent);-webkit-mask-image:radial-gradient(ellipse 70% 80% at 50% 100%,#000,transparent)}.close-box:after{content:"";position:absolute;z-index:-1;top:-40%;left:50%;width:70%;aspect-ratio:1;transform:translate(-50%);border-radius:50%;background:radial-gradient(circle,oklch(66.33% .1267 225.9 / .45),transparent 65%);filter:blur(30px)}.close-box .eyebrow{background:#ffffff1a;color:var(--color-ice);margin-bottom:20px}.close-box>h2{margin:0 auto;max-width:22ch;color:var(--color-white);font-size:clamp(2rem,4vw,3rem);font-weight:800;line-height:1.05;letter-spacing:-.035em;text-wrap:balance}.close-box>p{margin:16px auto 36px;max-width:36rem;color:var(--color-ice);font-size:1.15rem;line-height:1.5}.close-box .quote-card{max-width:40rem;margin:0 auto;text-align:left;color:var(--color-navy)}.site-footer{background:var(--color-navy-deep);color:#b3c0ca;padding:64px 0 100px}@media(min-width:768px){.site-footer{padding-bottom:28px}}.footer-grid{display:grid;gap:40px;margin-bottom:48px}@media(min-width:900px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px}}.footer-brand img{height:40px;width:auto}.footer-brand p{margin:18px 0 0;max-width:32ch}.footer-cred{display:inline-flex;align-items:center;gap:8px;margin-top:18px;padding:6px 12px 6px 8px;border-radius:var(--radius-pill);background:#ffffff0f;border:1px solid oklch(100% 0 0 / .1);font-size:12.5px;font-weight:600;color:var(--color-ice)}.footer-cred .icon{width:16px;height:16px;color:var(--color-cyan)}.site-footer h3,.site-footer .footer-heading{margin:0 0 16px;color:var(--color-white);font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.site-footer p,.site-footer address,.site-footer li{font-size:14.5px;line-height:1.6;font-style:normal}.site-footer p.footer-heading{font-size:13px;line-height:1.4}.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}.site-footer a{transition:color .16s var(--ease-standard)}.site-footer a:hover{color:var(--color-white)}.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 24px;border-top:1px solid oklch(100% 0 0 / .1);padding-top:22px;font-size:13px;color:#85919a}.footer-bottom p{margin:0;font-size:13px}.fab{position:fixed;right:20px;bottom:20px;z-index:50;isolation:isolate;display:inline-flex;align-items:center;gap:10px;min-height:56px;padding:0 18px 0 14px;border-radius:var(--radius-pill);background:oklch(48% .14 149);color:var(--color-white);font-size:15px;font-weight:700;letter-spacing:-.01em;box-shadow:0 12px 28px -10px oklch(48% .14 149 / .7),0 0 0 1px #ffffff1f;transition:transform .18s var(--ease-standard),background-color .18s var(--ease-standard)}.fab:before{content:"";position:absolute;inset:0;border-radius:inherit;background:oklch(48% .14 149);opacity:.28;animation:fab-pulse 2.4s ease-out infinite;z-index:-1}.fab:hover{transform:translateY(-2px);background:oklch(44% .14 149)}.fab:focus-visible{outline:3px solid oklch(48% .14 149 / .55);outline-offset:3px}.fab svg{width:22px;height:22px;flex:none}.fab-label{padding-right:2px}@media(max-width:479px){.fab{width:56px;height:56px;padding:0;justify-content:center}.fab-label{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}}@keyframes fab-pulse{0%{transform:scale(1);opacity:.28}to{transform:scale(1.45);opacity:0}}@media(prefers-reduced-motion:reduce){.fab:before{animation:none}}[data-reveal]{opacity:0;transform:translateY(18px);transition:opacity .6s var(--ease-standard),transform .6s var(--ease-standard);transition-delay:var(--reveal-delay, 0ms)}[data-reveal].is-visible{opacity:1;transform:none}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}[data-reveal]{opacity:1;transform:none}}.reviews{background:var(--color-white);border-block:1px solid var(--color-border)}.reviews-head{display:grid;gap:28px;align-items:end;margin-bottom:40px}@media(min-width:960px){.reviews-head{grid-template-columns:1fr auto;gap:48px}}.reviews-head .section-head{margin-bottom:0}.reviews-score{display:inline-flex;align-items:center;gap:16px;padding:18px 22px;border-radius:22px;background:var(--color-paper);border:1px solid var(--color-border);color:var(--color-navy);transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.reviews-score:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}.reviews-score .google-g{display:grid;place-items:center;width:56px;height:56px;border-radius:16px;background:var(--color-white);border:1px solid var(--color-border)}.reviews-score-body{display:grid;gap:3px}.reviews-score-body b{font-size:1.15rem;font-weight:800;letter-spacing:-.02em;line-height:1.1}.reviews-score-meta{font-size:13.5px;color:var(--color-slate)}.reviews-score-meta strong{color:var(--color-navy)}.reviews-score .icon-arrow{color:var(--color-cyan)}.stars{display:inline-flex;align-items:center;gap:2px;color:#f5b301}.stars svg.is-off{color:var(--color-border)}.reviews-carousel{position:relative}.reviews-track{display:grid;grid-auto-flow:column;grid-auto-columns:min(100%,320px);gap:16px;margin:0;padding:8px 4px 20px;list-style:none;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;-webkit-overflow-scrolling:touch}.reviews-track::-webkit-scrollbar{display:none}@media(min-width:640px){.reviews-track{grid-auto-columns:calc((100% - 16px)/2)}}@media(min-width:1024px){.reviews-track{grid-auto-columns:calc((100% - 40px) / 3);gap:20px}}@media(min-width:1280px){.reviews-track{grid-auto-columns:calc((100% - 60px)/4)}}.review{display:flex;flex-direction:column;gap:12px;padding:22px;scroll-snap-align:start;background:var(--color-white);border:1px solid var(--color-border);border-radius:20px;box-shadow:var(--shadow-sm);transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.review:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.review-top{display:flex;align-items:center;gap:12px}.review-avatar{flex:none;width:46px;height:46px;border-radius:50%;overflow:hidden;background:var(--color-cyan-soft);box-shadow:0 0 0 2px var(--color-white),0 0 0 3px var(--color-border)}.review-avatar img{width:100%;height:100%;object-fit:cover}.review-initial{display:grid;place-items:center;width:100%;height:100%;font-weight:800;color:var(--color-cyan-deep)}.review-who{display:grid;gap:2px;min-width:0;flex:1}.review-who b{font-size:15px;font-weight:700;letter-spacing:-.01em;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.review-who span{font-size:12.5px;color:var(--color-slate)}.review-g{flex:none}.review-stars{gap:1px}.review-verified{display:inline-flex;align-items:center;gap:4px;margin-left:8px;font-size:11.5px;font-weight:600;color:var(--color-cyan-text)}.review-text{margin:0;font-size:15px;line-height:1.55;color:var(--color-navy);display:-webkit-box;-webkit-line-clamp:5;-webkit-box-orient:vertical;overflow:hidden}.review.is-open .review-text{display:block;-webkit-line-clamp:unset}.review-more{align-self:flex-start;margin-top:auto;padding:0;border:0;background:none;font-size:13px;font-weight:700;color:var(--color-cyan-text);cursor:pointer}.review-more:hover{color:var(--color-cyan-cta-hover)}.reviews-nav{position:absolute;top:50%;z-index:2;display:none;place-items:center;width:44px;height:44px;border:1px solid var(--color-border);border-radius:50%;background:var(--color-white);color:var(--color-navy);cursor:pointer;box-shadow:var(--shadow-md);transform:translateY(-50%);transition:background-color .16s var(--ease-standard),color .16s var(--ease-standard)}.reviews-nav:hover{background:var(--color-cyan-cta);color:var(--color-white)}.reviews-prev{left:-22px}.reviews-prev .icon{transform:rotate(90deg)}.reviews-next{right:-22px}.reviews-next .icon{transform:rotate(-90deg)}@media(min-width:1100px){.reviews-nav{display:grid}}.reviews-foot{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;margin-top:8px}.reviews-dots{display:flex;gap:6px}.reviews-dot{width:8px;height:8px;border-radius:50%;background:var(--color-border);transition:background-color .16s var(--ease-standard),width .16s var(--ease-standard)}.reviews-dot.is-active{width:22px;border-radius:999px;background:var(--color-cyan)}.reviews-counter{font-size:13px;font-weight:600;color:var(--color-slate);font-variant-numeric:tabular-nums}.min-card .card-icon{margin-bottom:0}.crumbs{padding:14px 0 0;font-size:13px;color:var(--color-slate)}.crumbs ol{display:flex;flex-wrap:wrap;gap:6px 10px;margin:0;padding:0;list-style:none}.crumbs li+li:before{content:"›";margin-right:10px;color:#9a9fa5}.crumbs a:hover{color:var(--color-cyan-text)}.crumbs [aria-current]{color:var(--color-navy);font-weight:600}.answer{position:relative;margin:0 0 40px;padding:26px 28px 26px 32px;border-radius:22px;background:var(--color-white);border:1px solid var(--color-border);box-shadow:var(--shadow-sm)}.answer:before{content:"";position:absolute;left:0;top:22px;bottom:22px;width:4px;border-radius:999px;background:linear-gradient(to bottom,var(--color-cyan),var(--color-teal))}.answer-compact{margin:-16px 0 32px;padding:20px 24px 20px 28px}@media(min-width:768px){.answer-compact{margin-top:-24px}}.answer-head{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px 16px;margin-bottom:10px}.answer-eyebrow{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-cyan-text)}.answer-date{font-size:12.5px;font-weight:600;color:var(--color-slate)}.answer-text{margin:0;font-size:clamp(1.05rem,1.3vw,1.2rem);line-height:1.55;color:var(--color-navy);text-wrap:pretty}.answer-compact .answer-text{font-size:1rem}.answer-text strong{font-weight:700}.op-table td{font-size:15px}.op-table th:first-child,.op-table td:first-child{min-width:220px}.op-status{display:inline-flex;align-items:center;gap:6px;padding:4px 10px 4px 8px;border-radius:var(--radius-pill);font-size:12px;font-weight:700;white-space:nowrap}.op-status.is-yes{background:var(--color-cyan-soft);color:var(--color-cyan-text)}.op-status.is-no{background:#0f172a12;color:var(--color-navy)}.op-status.is-maybe{background:var(--color-paper-cool);color:var(--color-slate);border:1px solid var(--color-border)}.op-min{display:block;margin-top:6px;font-weight:700;color:var(--color-navy);white-space:nowrap}.op-note{display:block;margin-top:6px;font-size:13px;color:var(--color-slate)}.tag[href]{transition:background-color .16s var(--ease-standard),color .16s var(--ease-standard)}.tag[href]:hover{background:var(--color-cyan);color:var(--color-white);border-color:transparent}.price-grid{display:grid;gap:16px}@media(min-width:640px){.price-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1100px){.price-grid{grid-template-columns:repeat(4,1fr);gap:20px}}.price{display:flex;flex-direction:column;gap:12px;padding:24px;border-radius:22px;background:var(--color-white);border:1px solid var(--color-border);transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard)}.price:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}.price-title{font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--color-cyan-text)}.price-value{font-size:1.6rem;font-weight:800;letter-spacing:-.03em;line-height:1.1;color:var(--color-navy)}.price-value small{font-size:.6em;font-weight:600;letter-spacing:0;color:var(--color-slate)}.price-unit{display:block;margin-top:6px}.price-ask{display:inline-flex;align-items:center;gap:8px;font-size:1.05rem;color:var(--color-cyan-text);transition:color .16s var(--ease-standard)}.price-ask:hover{color:var(--color-cyan-cta-hover)}.price-ask:hover .icon-arrow{transform:translate(3px)}.price-ask .icon{transition:transform .18s var(--ease-standard)}.legal-note{margin:12px 0 0;max-width:62ch;font-size:12.5px;line-height:1.5;color:var(--color-muted);text-wrap:pretty}.tabela-preco{margin:28px 0 0}.tabela-preco+.tabela-preco{margin-top:32px}.tabela-preco figcaption{margin:0 0 12px;font-size:14px;font-weight:600;color:var(--color-navy);max-width:70ch}.price-table{min-width:720px}.price-table th,.price-table td{padding:12px 16px;white-space:nowrap}.price-table thead th{vertical-align:bottom}.price-op{display:block;color:var(--color-navy);font-size:13px;letter-spacing:.02em}.price-prod{display:block;margin-top:2px;color:var(--color-cyan-text);font-size:12px;font-weight:800;text-transform:none;letter-spacing:0}.price-meta{display:block;margin-top:4px;font-size:11px;font-weight:500;letter-spacing:0;text-transform:none;color:var(--color-muted)}.price-table tbody th{background:transparent;color:var(--color-navy);font-size:13px;letter-spacing:0;text-transform:none}.price-cell{color:var(--color-navy);font-weight:700;font-variant-numeric:tabular-nums}.price-table .price-unit{margin-left:4px;font-size:11px;font-weight:600;color:var(--color-muted)}.tabela-foot{display:grid;gap:8px;margin:12px 0 0;font-size:13px;line-height:1.45;color:var(--color-slate)}.price-detail{margin-top:auto;font-size:13px;color:var(--color-slate)}.bands{margin:32px 0 40px;padding:26px 28px 22px;border-radius:22px;background:var(--color-white);border:1px solid var(--color-border)}.bands-label{display:block;margin-bottom:18px;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-slate)}.bands-track{display:grid;grid-template-columns:repeat(10,1fr);align-items:end;gap:6px;height:120px;margin:0;padding:0;list-style:none}@media(min-width:768px){.bands-track{gap:10px;height:150px}}.bands-track li{position:relative;height:var(--h);border-radius:8px 8px 4px 4px;background:linear-gradient(to top,var(--color-cyan-deep),var(--color-cyan));opacity:.85}.bands-track li:last-child{background:var(--color-navy);opacity:1}.bands-track li span{position:absolute;left:50%;bottom:-22px;transform:translate(-50%);font-size:10.5px;font-weight:600;white-space:nowrap;color:var(--color-slate)}@media(min-width:768px){.bands-track li span{font-size:12px}}.bands-foot{display:block;margin-top:36px;font-size:14px;line-height:1.5;color:var(--color-muted)}.factor-grid-4{margin-top:24px}@media(min-width:1100px){.factor-grid-4{grid-template-columns:repeat(4,1fr)}.factor-grid-3{grid-template-columns:repeat(3,1fr)}}.factor-grid-3{margin-top:24px}@media(min-width:1100px){.cover-grid-3{grid-template-columns:repeat(3,1fr)}.cover-grid-5{grid-template-columns:repeat(5,1fr);gap:16px}.cover-grid-5 .cover{padding:22px}.cover-grid-5 .cover h3,.cover-grid-5 .cover .cover-title{font-size:1.05rem}.cover-grid-5 .cover p{font-size:14.5px}}.check-list.rules li b{font-weight:700}.sources{margin:20px 0 0;font-size:13.5px;line-height:1.6;color:var(--color-slate)}.sources a{color:var(--color-cyan-text);font-weight:600;text-decoration:underline;text-decoration-color:#00a2ce59;text-underline-offset:3px}.sources a:hover{color:var(--color-cyan-cta-hover)}.cmp-table th[scope=row]{font-size:14px;font-weight:700;letter-spacing:0;text-transform:none;color:var(--color-navy);background:var(--color-white);white-space:nowrap}.cmp-table td.is-hero{color:var(--color-navy);font-weight:600;background:var(--color-cyan-soft)}.cmp-table thead th:nth-child(2){color:var(--color-cyan-text)}.one-life,.grow{display:flex;gap:18px;align-items:flex-start;margin-top:28px;padding:26px 28px;border-radius:22px;background:var(--color-white);border:1px solid var(--color-border)}.grow{flex-direction:column;gap:14px}.one-life .card-icon,.grow .card-icon{flex:none;margin-bottom:0}.one-life h3,.grow h3{margin:0 0 8px;font-size:1.25rem;font-weight:800;letter-spacing:-.02em}.one-life p,.grow p{margin:0;font-size:15.5px;line-height:1.55;color:var(--color-muted)}.grow .cross-links{margin-top:8px;grid-template-columns:1fr}.cross-links{display:grid;gap:14px;margin-top:40px}@media(min-width:768px){.cross-links{grid-template-columns:1fr 1fr}}.cross{display:flex;align-items:center;gap:14px;padding:18px 20px;border-radius:18px;background:var(--color-white);border:1px solid var(--color-border);color:var(--color-navy);transition:transform .2s var(--ease-standard),box-shadow .2s var(--ease-standard),border-color .2s var(--ease-standard)}.cross:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:#00a2ce66}.cross .icon-wrap{display:grid;place-items:center;flex:none;width:44px;height:44px;border-radius:14px;background:var(--color-cyan-soft);color:var(--color-cyan-deep)}.cross>span:nth-child(2){flex:1;min-width:0}.cross b{display:block;font-size:15.5px;font-weight:800;letter-spacing:-.01em}.cross>span>span{display:block;font-size:13.5px;color:var(--color-slate)}.cross .icon-arrow{color:var(--color-cyan);transition:transform .18s var(--ease-standard)}.cross:hover .icon-arrow{transform:translate(3px)}.net-grid{display:grid;gap:16px;margin-bottom:28px}@media(min-width:768px){.net-grid{grid-template-columns:1fr 1fr;gap:20px}}.net{padding:24px;border-radius:22px;background:var(--color-white);border:1px solid var(--color-border)}.net-label{display:flex;align-items:center;gap:10px;margin-bottom:16px;font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--color-slate)}.net-label img{height:20px;width:auto}.net ul{display:grid;gap:8px;margin:0;padding:0;list-style:none}@media(min-width:560px){.net ul{grid-template-columns:1fr 1fr}}.net li{display:flex;align-items:center;gap:8px;font-size:14.5px;color:var(--color-navy)}.net li .icon{color:var(--color-cyan)}.net-src{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font-size:12.5px;font-weight:600;color:var(--color-cyan-text)}.net-src:hover{color:var(--color-cyan-cta-hover)}.hero-photo-43 img{aspect-ratio:4 / 3.2}.note a{color:var(--color-cyan-text);font-weight:600}.lead a,.one-life a{color:var(--color-cyan-text);font-weight:700}.hero-cover{min-height:min(92vh,860px);display:flex;align-items:center;padding:48px 0 64px;overflow:hidden;background:var(--color-navy-deep)}.hero-cover:before,.hero-cover:after{display:none}.hero-cover-media,.hero-cover-overlay{position:absolute;inset:0}.hero-cover-media{z-index:0}.hero-cover-media img{width:100%;height:100%;object-fit:cover;object-position:center 38%}.hero-cover-overlay{z-index:1;background:linear-gradient(105deg,#041018e0,#041018b8 42%,#04101861),linear-gradient(to top,oklch(16.55% .0254 236.85 / .45) 0%,transparent 36%)}.hero-cover .hero-grid{position:relative;z-index:2}@media(min-width:1024px){.hero-cover{padding:56px 0 80px}.hero-cover .hero-grid{align-items:center;grid-template-columns:minmax(0,1.05fr) minmax(320px,.9fr)}}.hero-cover .hero-copy .eyebrow{background:#ffffff1f;color:#c8ecf6;backdrop-filter:blur(10px)}.hero-cover .hero-copy .eyebrow:before{background:var(--color-ice);box-shadow:0 0 0 3px #7fe4ff40}.hero-cover h1{color:var(--color-white)}.hero-cover h1 em{color:var(--color-ice)}.hero-cover h1 small{color:#d0e1e7d1}.hero-cover .hero-lead{color:#e1eef2db}.hero-cover .hero-lead strong{color:var(--color-white)}.hero-cover .btn-ghost{background:#ffffff14;color:var(--color-white);box-shadow:inset 0 0 0 1px #ffffff47}.hero-cover .btn-ghost:hover{background:#ffffff29}.hero-cover .hero-proof{border-top-color:#ffffff29}.hero-cover .hero-proof-label{color:#d0e1e7b8}.hero-cover .hero-proof-logos img{filter:brightness(0) invert(1);opacity:.82}.hero-cover .hero-proof-logos img:hover{filter:none;opacity:1}.hero-cover .quote-card{margin:0;box-shadow:0 28px 56px -20px #00000073,0 0 0 1px #ffffff14}.section-tight{padding-top:48px}.matrix th,.matrix td{font-size:14.5px;line-height:1.45}.matrix tbody th{min-width:11.5rem;font-weight:700;color:var(--color-navy)}.tipo-list{display:grid;gap:0;margin:28px 0 0;background:var(--color-white);border:1px solid var(--color-border);border-radius:20px;overflow:hidden}.tipo-row{display:grid;gap:6px;padding:16px 20px;border-top:1px solid var(--color-border)}.tipo-row:first-child{border-top:0}@media(min-width:768px){.tipo-row{grid-template-columns:minmax(12rem,.38fr) 1fr;gap:24px;align-items:start}}.tipo-row dt{display:flex;align-items:center;gap:8px;margin:0;font-size:15px;font-weight:700;color:var(--color-navy)}.tipo-row dt .icon{color:var(--color-cyan-text)}.tipo-row dd{margin:0;font-size:15px;line-height:1.5;color:var(--color-muted)}.imposto-list{margin-top:8px}.rules-grid{display:grid;gap:10px 28px;margin:28px 0 0;padding:0;list-style:none}#carencia .btn{margin-top:12px}@media(min-width:768px){.rules-grid{grid-template-columns:1fr 1fr}}.rules-grid li{display:flex;align-items:flex-start;gap:10px;padding:12px 0;border-bottom:1px solid var(--color-border);font-size:15px;line-height:1.45;color:var(--color-navy)}.rules-grid .icon-wrap{display:grid;place-items:center;flex:none;width:28px;height:28px;border-radius:50%;background:var(--color-cyan-soft);color:var(--color-cyan-text)}.steps-row{display:grid;gap:12px;margin:0 0 28px;padding:0;list-style:none}@media(min-width:768px){.steps-row{grid-template-columns:1fr 1fr 1fr;gap:20px}}.steps-row li{padding:18px 20px;border:1px solid var(--color-border);border-radius:16px;background:var(--color-white);font-size:15px;line-height:1.5;color:var(--color-muted)}.steps-row b{display:block;margin-bottom:6px;font-size:15px;color:var(--color-navy)}.doc-ol{display:grid;gap:10px 32px;margin:0 0 32px;padding:0 0 0 1.2rem;color:var(--color-muted);font-size:15px;line-height:1.5}@media(min-width:768px){.doc-ol{grid-template-columns:1fr 1fr}}.doc-ol b{color:var(--color-navy)}
